In a major move for mainstream crypto adoption, Fold has announced the launch of a Bitcoin Rewards Credit Card in partnership with Visa and Stripe. The new card allows customers to earn real Bitcoin on everyday purchases—up to 3.5% back.
How the Card Works
- Base Rewards: Users earn 2% back in Bitcoin on all eligible purchases.
- Bonus Rewards: Rewards can increase up to 3.5% when cardholders pay off balances using Fold’s Checking Account or meet other qualifying conditions.
- Simple Structure: Unlike many crypto rewards cards, there are no categories, no staking requirements, and no need for exchange accounts—making it easy for users to start earning BTC.
The card is powered by Visa’s global payments network and built using Stripe Issuing infrastructure, ensuring wide merchant acceptance and secure transactions.
Why It Matters
The launch reflects the growing demand for rewards-based crypto credit cards, which allow everyday consumers to accumulate digital assets without directly buying them.
However, it also comes as regulators scrutinize the sector more closely. Transparency in fees, conversion spreads, and reward structures will be essential to ensure consumer trust.
The Bigger Picture
Crypto reward cards like this are seen as a gateway to mass adoption:
- They let users stack sats (earn BTC) on daily spending.
- They expand Bitcoin’s visibility beyond investment into everyday finance.
- Partnerships with Visa and Stripe highlight how traditional finance and fintech are merging with the crypto world.
Fold’s new Bitcoin Rewards Credit Card could represent a turning point for both crypto adoption and consumer finance. By combining the power of Visa’s network, Stripe’s infrastructure, and Fold’s Bitcoin-first approach, the card makes it easier for consumers to integrate crypto into their daily financial habits.
